Always having means to seize opportunities when they surfaces are they ways of the rich. There could be a pieces of land for sale at a good location with an appealing offer. And you would love to buy it, but could not afford it. Despite you know the same land could cost more than twice it current price in few years. But, you do not have all the money to pay for it immediately and no nobody to borrow from. Then buy the land in a group. You could sell your share, if you want when the price appreciates.